Whether you are just starting to shop for dental insurance or have already made the decision to change, there are several things you should know about the plans available. You should also know which companies offer the best deals. This will help you avoid making a mistake when you sign up.
Aetna
Aetna has you covered whether you’re looking for a new dental plan or a dental discount program. These plans offer discounts on different dental procedures and can save you thousands of dollars on your dental care.
Aetna offers two types of dental plans, each with pros and cons. The first type is PPO or a preferred provider organization. The benefits of this plan include a choice of dentist and coverage for preventive services. The other is a DMO, or a dental maintenance organization covering primary dental services.
The pros of this plan include cost savings, the network of participating providers, and ease of use. Aetna provides an online search tool to help you find the right provider. You can also receive patient reviews and cost comparison information. You can even pay for the service using your credit or debit card.
Cigna
Whether you’re looking for affordable coverage or a dental discount, you can find what you need with a Cigna dental savings plan. These plans provide discounts at in-network providers, lowering the cost of your dental procedures.
A Cigna dental savings plan is easy to sign up for. Request a quote, and you’ll be able to purchase the method of your choice. There are three different options, including a base plan and a PPO.
A base plan is a good option for individuals who don’t need a lot of vital work. It covers preventative, essential, and primary procedures with no deductibles or waiting periods. The plan also offers a limited number of dental implant coverage options.
The PPO plan allows policyholders to choose a dentist from an extensive network. In addition, the Dental Value HMO plan has no deductibles or annual limits, making it an excellent choice for anyone who prefers affordable premiums.
Humana
Using a Humana dental savings plan is a convenient way to reduce the cost of your dental care. This plan saves up to 40 percent on most dental services. In addition, you will also get discounts on prescriptions and orthodontic treatments.
The Humana dental savings plan provides members access to a vast network of dentists. There are more than 270,000 dental providers in the Humana network. You can easily compare rates and benefits from each provider. You can view the list of participating dentists on the Humana website.
Humana offers plans for individuals, groups, and employers. The company is one of the largest dental insurance companies in the United States. The company has an A+ rating from Fitch and an A+ rating from Moody’s. In addition, it has been accredited by the Better Business Bureau (BBB) since 1998.
Spirit Dental
Whether you’re an individual or a family, Spirit Dental insurance offers many benefits that other dental companies don’t. You can choose from plans that offer preventive care, significant services, and implants. If you’re unsure which program is right, you can get a free quote online or call Spirit Dental.
If you’re looking for an excellent plan to help you save money, you’ll find that Spirit Dental offers affordable policy rates and an extensive network of dentists. They also cover some of the most common procedures, including dentures, dental implants, and bridges.
If you’re looking for the lowest premiums, you can choose one of their two discount plans. You’ll receive coverage for preventive and primary treatments for 25-50% below what you’d pay at a regular dental office. However, you’ll need to pay a deductible before covering the services.
1Dental
Whether you are looking for a plan to boost your company’s dental benefits or you are looking for a way to save on your dental expenses, there are several dental savings plans available. Significant carriers often offer the best programs, which can be a great alternative to traditional dental insurance.
There are two dental savings plans: a fee-for-service program and a membership plan. Both work by negotiating discounted rates with participating providers. The dentists in the network are obligated to provide quality dental care for a low fixed fee.
The fee-for-service plan offers greater flexibility. The dentist or specialist can determine how much you will save based on your health and other factors. They can also provide you with an exact estimate of your savings.